Privacy Policy

At KAHROS (“we,” “our,” or “us”), we are committed to protecting your privacy. KAHROS is a financial media and technology platform designed to provide data, analytics, and AI-assisted insights. This Privacy Policy explains how we collect, use, and protect the information you provide when you use our products and services (the “Services”), visit our website, use our mobile application, or otherwise interact with us.

By using the Services, you agree to the collection and use of information in accordance with this Privacy Policy.

1. WHAT INFORMATION DO WE COLLECT?

Personal Information You Provide to Us

Account Information: We collect identifiers such as your name, email address, and login credentials when you create an account.
Profile: We may collect high-level information associated with your personal profile, such as age range and platform interaction data (including watchlists, saved assets, and stated preferences). This information is used solely to personalize your user experience, tailor educational content, and customize the interface. It is not used to provide individualized investment advice, recommendations, or suitability determinations.
Payment Information: If you purchase any paid products or services, we collect transaction details necessary for tax and accounting purposes (e.g., date, amount, product ID). Payments are handled by third-party payment processors (such as Stripe or Link), who are responsible for complying with applicable payment industry standards (PCI-DSS). We do not store complete credit card numbers or bank account credentials on our systems.
Inputs and Suggestions: The Services allow you to submit prompts, text, questions, or other content (“Inputs”) and receive AI-generated responses (“Suggestions”). If your Inputs contain personal information, we will receive and process that information to provide the response.
- Important: We strongly encourage you not to include sensitive personal information (such as financial account numbers, Social Security numbers, or other confidential data) in your Inputs.
Chat and Communication Information: If you communicate with our service—including through chat features about financial products—we collect your name, profile information, contact information, and the contents of the messages you send.
Watchlists, Search History, and Interaction Data: When you create watchlists, perform searches, run screeners, or interact with financial content within the Services, we collect information about these actions. This includes asset symbols, filters used, saved lists, and other usage preferences.
Feedback: If you provide feedback about the Services, including comments, suggestions, ratings, or reactions to Suggestions, we may store the entire exchange as part of your feedback.
Voluntary Information: We may collect any additional information you choose to provide when interacting with surveys, customer support, or other communications.

Information Automatically Collected
We automatically collect certain technical and usage information when you use the Services. This information helps us maintain security, ensure proper operation, and improve functionality.

Log and Usage Data: Service-related, diagnostic, and performance data, such as pages viewed, searches performed, timestamps, actions taken, and error reports.
Device Data: Information about the device you use to access the Services, such as model, operating system, browser type, IP address (or proxy), carrier, and system configuration.
Analytics and Behavioral Data: We collect feature usage, navigation patterns, click behavior, and time spent on the Services to improve performance, usability, and reliability.

2. HOW DO WE USE YOUR INFORMATION?

We use the information we collect to operate, secure, and improve the Services. Specifically, we process your information for the following purposes:

Service Operation: To create and manage accounts, authenticate user access, and provide the features you request (such as watchlists and screeners).
Personalization and Remarketing: We may use your usage data and profile information to personalize the Services. Additionally, we may use technical identifiers (such as cookies and pixels) to display KAHROS-related advertisements to you on third-party websites and applications (“Remarketing”).
- Note: While we do not sell your data to data brokers for money, the use of these tracking technologies for remarketing may be defined as "sharing" or "selling" under applicable U.S. state privacy laws.
AI Response Generation: We process your Inputs to generate immediate Suggestions and responses via our AI features.
AI Training Disclosure: We do not use your personal Inputs, Chat History, or private investment data to train our underlying Artificial Intelligence models for the benefit of other users or the general cms. Your data is processed to serve you and is not used to improve the general knowledge base of our models. We may use aggregate or anonymized data to improve system performance, security, and detection of misuse.
Communications: To send service-related communications (e.g., password resets, security alerts, and feature updates).
Security and Compliance: To troubleshoot issues, detect fraud, and comply with applicable U.S. laws and regulations.

We do not sell your personal information for monetary value. However, we share information in the following circumstances:

Advertising Partners (Remarketing): We may share technical identifiers (e.g., device IDs, IP addresses, cookies) and usage data with third-party advertising networks (such as Google and Meta) to deliver relevant ads to you on other platforms. You may opt-out of this sharing at any time (see Section 8).
Service Providers: We may share personal information with third-party service providers who support hosting, analytics, payments, content delivery, and other operational functions. These service providers are contractually required to protect your information.
Anonymized and Aggregated Data: We may share anonymized or aggregated usage data with partners for analytics, product improvement, or industry reporting.
Legal Compliance: We may disclose information if required to comply with applicable laws, regulations, subpoenas, or legal processes.
Business Transfers: If we participate in a merger, acquisition, financing, or sale of assets, your information may be transferred as part of that transaction.

SMS and Mobile Phone Number Opt-In Data

When you provide your mobile phone number to KAHROS LLC or the Wyred platform, you consent to receive SMS messages related to account authentication and security.
Mobile opt-in data and consent information will not be shared, sold, rented, or disclosed to third parties or affiliates for their marketing or promotional purposes.
SMS messages are used solely for transactional communications such as one-time passcodes, login verification, and account security alerts.

4. COOKIES AND TRACKING TECHNOLOGIES

We use cookies, web beacons, pixels, and similar technologies to store or access information, maintain your session, and analyze website traffic.
For detailed information about the specific cookies we use and how you can manage your preferences, please refer to our Cookies Policy.
Our website does not currently respond to “Do Not Track” or similar browser-based signals.

5. HOW LONG DO WE KEEP YOUR INFORMATION?

We retain personal information only as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law.

User-Generated Content: Watchlists, saved searches, chat history, and other user-generated preferences remain stored until you delete them or delete your account.
Deletion: When we no longer have a legitimate business need to process personal information, or upon a verified deletion request, we delete or anonymize it. If deletion is not immediately possible (e.g., data stored in backup systems), we securely store and isolate the data until deletion can occur.

6. HOW DO WE KEEP YOUR INFORMATION SAFE?

We use reasonable organizational and technical safeguards to protect personal information.

Infrastructure: All information processed by the Services is stored on secure servers located within the United States. We utilize leading cloud infrastructure providers and global content delivery networks to ensure the security and performance of our platform.
Limitations: Please be aware that no electronic transmission or storage method is completely secure. While we strive to protect your personal information, we cannot guarantee absolute security.

7. YOUR RIGHTS AND CHOICES

You have certain rights and choices regarding your personal information, subject to applicable law.

Access and Correction: You may access, update, or correct certain personal information (such as your name and email address) through your account settings. You may also request access to the personal information we maintain about you.
Notifications and Marketing Preferences: You may modify your notification preferences or opt out of non-essential marketing communications at any time through your account settings or by using the “unsubscribe” link included in our emails.
Account Deletion: You may request deletion of your account and associated personal information by contacting us at hello@kahros.com. We will process verified deletion requests within 30 days, unless a longer retention period is required or permitted by law.
Geographic Scope: The Services are intended for use by individuals located in the United States. If you access the Services from outside the United States, you acknowledge and agree that your information may be processed and stored in the United States.

8. U.S. STATE PRIVACY RIGHTS

If you are a resident of certain U.S. states, including California, Virginia, Colorado, Connecticut, Utah, or Nevada, you may have additional rights regarding your personal information under applicable state privacy laws.

Categories of Personal Information Collected (Last 12 Months)
In the preceding twelve (12) months, we have collected the following categories of personal information (as described in Section 1):

Identifiers: Name, email address, IP address, account credentials
Commercial Information: Records of products or services purchased or considered
Internet or Network Activity: Interactions with the Services, browsing behavior within the platform, search history, and interactions with AI-powered features
Inferences: Preferences, interests, or characteristics used to personalize content and features

Your Rights
Depending on your state of residence, you may have the right to:

Request to Know: Request information about the categories and specific pieces of personal information we have collected about you
Request to Access: Obtain a copy of your personal information in a portable format
Request to Correct: Request correction of inaccurate personal information
Request to Delete: Request deletion of your personal information, subject to certain legal exceptions
Opt Out: Opt out of the sale or sharing of personal information, where applicable
Non-Discrimination: Not be discriminated against for exercising any of your privacy rights

“Do Not Sell or Share My Personal Information”
KAHROS does not sell personal information in exchange for monetary consideration. However, we may use cookies or similar technologies for analytics, performance measurement, and personalization. Where required by law, you may opt out of certain data sharing or targeted advertising activities through our Cookies Policy or applicable preference controls.

Exercising Your Rights
To exercise any of the rights described above or to submit a privacy-related request, please contact us at hello@kahros.com. We may need to verify your identity before fulfilling your request, as permitted by applicable law.

9. NO FINANCIAL ADVICE

KAHROS is a financial media and technology company. The Services, including any AI-generated Suggestions, are for informational purposes only and do not constitute financial, legal, or investment advice. We are not a registered broker-dealer or investment advisor. Please refer to our Terms of Service for more details.

10. CHILDREN’S PRIVACY

The Services are intended for individuals aged 18 and older. We do not knowingly collect personal information from children under 13. If we become aware that such information has been collected, we will delete it promptly.

11. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy to reflect changes in our practices, technology, or legal requirements. Significant updates will be posted on our website or communicated through the Services.

12. CONTACT US

If you have any questions or concerns about this Privacy Policy or our practices, please contact us at:

KAHROS LLC
82 Wendell Ave. Ste 100
Pittsfield, MA 01201 USA
Email: hello@kahros.com