PayPal wants to be your bank now. Does Wall Street care?
TL;DR
Quick Summary
- PayPal applied on December 15, 2025 to create PayPal Bank, aiming to lend to and bank small businesses directly.
- The stock sits near $62 and a roughly $58–60B market cap, well below past highs, as investors wait for proof this pivot works.
- The real story is whether PayPal can turn its scale across PayPal, Venmo, and Braintree into a sticky ecosystem, not just a checkout button.
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Disclaimer: KAHROS is a financial media and technology company. The Services, including any AI-generated content and articles, are for informational purposes only and do not constitute financial, legal, tax, or investment advice, nor an offer or solicitation to buy or sell any securities. Market information may be time-sensitive, incomplete, or subject to change without notice. We are not a registered broker-dealer or investment advisor. Please refer to our Terms of Service for more details.
